Requirements:
- 3+ years of experience in credit management, preferably in LAP or mortgage lending
- Strong understanding of credit risk assessment and management
- Excellent analytical, problem-solving, and decision-making skills
- Effective communication and interpersonal skills
- Ability to work under pressure and meet deadlines
Responsibilities:
Investigate and assess the creditworthiness of our clients.
To predict hazards, create credit scoring models.
Approve or deny loan requests based on the borrower's credibility and the possibility for profit and loss.
Interest rates should be calculated and established.
Negotiate terms of loan agreements with clients.
Pay attention to payments.
Keep track of all loan applications.
To manage debt settlements and loan renewals, follow up with clients.
Ensure that all lending procedures are compliant with the law.
Create, review, and revise our company's credit policies.