Collect payments on past due bills.

Create a list of people who have not made payments.

Organize list according to severity of delinquency.

Locate customers using credit bureau information, background checks, loan documents, and other paperwork or databases.

Call customers using telephone.

Utilize computer systems to handle skip tracing.

Inform clients of overdue accounts and amount currently owed.

Attempt to collect payment.

Review terms of sale or loan documents.

Ensure all customer information is correct, including phone numbers and addresses.

Listen to customer's story and determine if debt can be collected.

Set up repayment plans and new terms of sale.

Offer advice or refer customers to debt counselors.

Record new commitment to repay debt.

Send statements of delinquencies to credit bureau.

Initiate repossession proceedings or hand over account to law practice that specializes in debt collection.

Purge records if debt has been satisfied.

Report satisfied debts to credit bureaus.

Follow federal and state laws dealing with debt collection.

Print reports for management.

Purge records from deceased people.

Established in Year 2004 Yogmaya Management Services offers total solutions right from early stage collections, Recoveries, and Skip tracing and to provide legal services covering every stage of the recovery cycle i.e. amicable negotiation, legal negotiation and legal action to our clients.

Yogmaya Management Services is known for it's ability and competency for providing appropriate solutions (within the legal frame work) for simple as well for complex and high value NPA / Bad Debts cases with corporate, Banks, Telecom companies, Utilities and NBFCs.