Job Brief/Summary :

We are looking to hire fresher or experienced auditor with exposure / experience to branch Audit/ Internal risk control practices & knowledge about branch banking related operational functions, policies & key regulatory requirements.

100% Travelling- Entire Telangana State is must (on weekly basis)

Any Graduate Freshers Can apply

Please reach us

CTC: 21000p/m with 15k take home + Travel Allowance paid separately

Responsibilities
Perform and control the full audit cycle including risk management and control management over operations’ effectiveness, financial reliability and compliance with all applicable directives and regulations.
Conduct Daily / Monthly / Special / Non-schedule Audits as per bank’s process and policy and instructions from Head of Audit / Audit Committee
Prepare and present reports that reflect audit results and document process.
Identify loopholes and recommend risk version measures and cost savings.
Maintain open communication with management and audit committee.
Document process and prepare audit findings memorandum.
Conduct follow up audits to monitor management’s interventions.
Engage to continuous knowledge development regarding sector’s rules, regulations, best practices, tools, techniques and performance standards.
Ensuring compliance with RBI and Internal Policies/guidelines while doing audit.
Submission of Audit Report to Management and follow-up with auditee for closure.
Coordinating with internal / external and head quarter auditors

Coordinate with Branch Internal Auditors Team for smooth conducting of audit function , Visiting Branches as per audit frequency .

Responsible for achieving assigned business targets through Business Partners with NIL discrepancy.
Conducting Meetings, training to disseminate product/policy/process changes and update on new guideline/advisory issued by bank.
Maintain TAT and deliver the service.
Loans & Advances , details of documentation in SHG/JLG Loans.
Loan appraisal, Rural retail Banking product knowledge, Completeness of key documentation in the loan files such as financial documents, credit verifications, CIBIL checks, CAM, sanction approvals etc.
Compliance with customer policy and checklist on lending norms and quality.
Dealing with Bank’s officials and customers with sensitivity
Adhering to the Bank’s disciplines

Requirements

Bachelor's degree or in management, or a similar field preferred.
Applicant must have minimum 0 ~ 6 month of work experience in Internal Audit Department of Bank/NBFC/MFI.

Applicant should have working knowledge of applicable circulars/guidelines issued by RBI.
Applicant should have ability to work independently with limited supervision
Strong verbal and written communication skill
Computer knowledge is must
Deep understanding of the concept of process and risk management; and banking and auditing
Process oriented with in depth knowledge on operations processes
Deep understanding of KYC Norms
Strong product knowledge-Retail /Asset Banking
Strong Knowledge in documentation skills
Excellent communication skills, both verbal and written.
Proficiency in Microsoft Office, EXCEL
Strict attention to detail and collaboration capabilities.
Demonstrated time management and prioritization skills with an eye for continuous improvement.
Integrity,
Strong ethics, with an ability to manage confidential data

OVERVIEW

Centillion Solutions & Services Pvt Ltd was incorporated in 2006 and is one of fastest growing companies in the Indecomm Global Services group. Our IT-platform based services are geared to meet most conceivable requirements of rural banking, risk management and enterprise digitization needs of banks, financial institutions, non-banking financial companies, healthcare and insurance companies. We provide customized solutions by combining innovative, state-of-art software applications with focused process automation and management.

Centillion offers enterprise solutions across rural banking, business correspondence, audit, financial fulfillment, transaction processing, enterprise digitization and imaging hardware sales and services. With a collective banking experience of more than 100 ‘Banker’ years, Centillion provides a unique blend of technology and unparalleled expertise to help clients connect, transact and engage for superior business outcomes, focus on their core competencies and help create a competitive edge.

HISTORY
In 2005, Centurion Bank of Punjab Ltd. (CBOP),wanted to grow rapidly and desired to do this by achieving operational excellence. The bank invited bids from several organizations to contribute value to this initiative and Indecomm Global Services (IGS) was selected to be their strategic partner.An ‘Enterprise Partnership’ program evolved in 2006 and CBoP and IGS formed Centillion Solutions and Services, an entity that would focus on back office processing services for retail banking and related financial services. The scope encompassed managing the CBoP’s entire back office operations from two shared service centers in Bangalore and Gurgaon. The services included providing operational support to Assets, Liabilities, Wealth Management, Clearing, Customer Service, Direct Tele-Marketing Hub, vendor management, HR Operations, and local operations at its asset branches spread across India.The partnership facilitated the bank to scale up its operations by 70% without adding to its operating cost. Some of the key metrics of this scaling up exercise included centralizing key processes, establishing of local operations in 49 locations, two mergers in a span of 18 months, and transitioning of 35 unique processes and initiatives within the same span of time.

TRACK RECORD
Centillion is a proven player in making clients feel assured and comfortable in letting us handle their critical business processes. Centillion’s creative application of technology for process automation, high quality, industry standard delivery platforms, efficient use of human knowledge and skills and dedicated strategic business units for key accounts has provided transformational outsourcing solutions to our clients. This is a key reason why many large organizations have entrusted their business processes and technology development initiatives to us to manage on a turnkey basis.

SERVICE OFFERINGS
- Rural Banking Services: Business Correspondent, Business Outlet, Sustainable Livelihood Initiative Turnkey Services, Consumer Finance Fulfillment Services, Back Office services.
- Risk Management Services: Multiple types of Audits, Compliance Management, Operations Risk Management.
- Enterprise Digitization Services: End to End Imaging and Digitization Services, Automated Data Extraction and Document Indexing.